Visa Processes $200M in Stablecoin Transactions, Signals Long-Term Crypto Commitment

Visa's Q2 2025 earnings report revealed a $200 million milestone in stablecoin settlements, executed through its proprietary 7-day settlement network. The infrastructure—designed to accelerate cross-border payments—represents a strategic bet on blockchain's role in modernizing global finance.

CEO Ryan McInerney framed the volume as a "meaningful step" despite its modest proportion of total transactions. The company has assembled a dedicated crypto team and is expanding its Visa Tokenized Asset Platform to enable programmable payments like automated payroll and scheduled transfers.

Regulatory clarity remains the critical path forward. McInerney expressed Optimism about evolving frameworks in the U.S. and other jurisdictions, which could catalyze broader adoption of tokenized assets.